Pennies and Personal Finance

Learning to save pennies and pay off debt, one day at a time

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  • July 25, 2022

    Is Freelancing All It’s Cracked Up To Be? (Pros and Cons of Being a Freelancer)

    Is Freelancing All It’s Cracked Up To Be? (Pros and Cons of Being a Freelancer)

    Working as a freelancer can be one of the most exhilarating experiences of a person’s life. You are essentially jumping off the deep end, out of the stuffy corporate world, and away from a steady paycheck. While this can be an ultimate life goal for anyone with an entrepreneurial spirit, freelancing is not always the…

  • July 25, 2022

    5 Money Tips You Should Teach Your Children

    5 Money Tips You Should Teach Your Children

    Here are 5 money tips to start teaching your children today!

  • July 25, 2022

    Is It Possible To Be A Minimalist With Kids?

    Is It Possible To Be A Minimalist With Kids?

    It is possible to be a minimalist with kids.

  • July 25, 2022

    10 Ways to Save Money TODAY (Easy & Simple!)

    10 Ways to Save Money TODAY (Easy & Simple!)

    We could all use more money, right? There are so many ways that you can generate another income, especially with the amount of side hustles available today. I have never heard anyone say that making more money was a bad thing, but what about saving money? Spending less money is the best way to save…

  • July 24, 2022

    July 2022 Income Report

    July 2022 Income Report

    Hi there! Thanks for stopping by. Also, welcome to my first monthly income report 🙂 If you aren’t familiar with my story, my family and I are on a mission to pay off approximately $60k in debt. Stay tuned for an official break down of our debt, coming soon! In order to speed this process…

  • June 23, 2022

    5 Things That Sabotage Your Budget

    5 Things That Sabotage Your Budget

    These 5 things sabotage your budget. Learn how to fix them!

  • June 19, 2022

    5 Productivity Tips to Maximize Your Day

    5 Productivity Tips to Maximize Your Day

    Learn how to maximize your time to be productive!

  • June 19, 2022

    4 Motivational Leaders to Follow TODAY

    4 Motivational Leaders to Follow TODAY

    We can all use some motivation now and again. Face it – most of us weren’t born with this intrinsic motivation to be great. Think about it… Do you really want to wake up at 5am to hit the gym before the kids get up? Probably not. Do you really want to work late into…

  • June 17, 2022

    5 Ways to Make Money as a Stay at Home Mom

    5 Ways to Make Money as a Stay at Home Mom

    Creating an income as a stay-at-home mom comes with a unique set of challenges. You have to adhere to your children’s schedules, do something that is flexible enough to account for sick days, and chances are, phone jobs are off the table unless you have some sort of childcare. Of course, every person’s circumstances are…

  • June 16, 2022

    Our Journey Into Debt

    Welcome to my first blog post! I’m so glad you’re here 🙂 Pennies and Personal Finance was born out of sheer desperation and frustration. The year is 2022 and the world is collapsing financially, and we can all see it when we buy groceries, fill up our gas tanks, and pay our monthly utility bills.…

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