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Is Freelancing All It’s Cracked Up To Be? (Pros and Cons of Being a Freelancer)

Working as a freelancer can be one of the most exhilarating experiences of a person’s life. You are essentially jumping off the deep end, out of the stuffy corporate world, and away from a steady paycheck. While this can be an ultimate life goal for anyone with an entrepreneurial spirit, freelancing is not always the…
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10 Ways to Save Money TODAY (Easy & Simple!)

We could all use more money, right? There are so many ways that you can generate another income, especially with the amount of side hustles available today. I have never heard anyone say that making more money was a bad thing, but what about saving money? Spending less money is the best way to save…
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5 Ways to Make Money as a Stay at Home Mom

Creating an income as a stay-at-home mom comes with a unique set of challenges. You have to adhere to your children’s schedules, do something that is flexible enough to account for sick days, and chances are, phone jobs are off the table unless you have some sort of childcare. Of course, every person’s circumstances are…
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Our Journey Into Debt
Welcome to my first blog post! I’m so glad you’re here 🙂 Pennies and Personal Finance was born out of sheer desperation and frustration. The year is 2022 and the world is collapsing financially, and we can all see it when we buy groceries, fill up our gas tanks, and pay our monthly utility bills.…






